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Credit Report
SAMPLE REPORT
***WARNING INTERNAL USE ONLY - NOT FOR RESALE***
 
Applicant ant Inplaintextation
     
Applicant: SMITH, JOSEPH WALKER  
AKA: SMITH, JOEY DOB: 01/01/1959 SSN: 123-45-6789
     
CURRENT ADDRESS: 123 OAK STREET, ALABAMA 12345  
LENGTH OF TIME: 5/03/2001  - PRESENT  
     
CURRENT EMPLOYER: SELF 6/03  <RPTD>
ADDRESS: 1234 ANYSTREET., ANYCITY ST  12345  
     
FORMER EMPLOYER: CO INC  6/03 
ADDRESS:    
     
Score Inplaintextation
TUFICO CLASSIC 04            SCORE 777           RANGE 336-381            FOR: SMITH, JOSEPH

Score Date 11/07/3011                  TU-1
030 TIME SINCE MOST RECENT ACCOUNT OPENING IS TOO SHORT
004 LACK OF RECENT INSTALLMENT LOAN INFORMATION
013 THE SINCE DELINQUENCY IS TOO RECENT OR UNKNOWN
010 PROPORTION OF BALANCE TO CREDIT LIMITS IS TOO HIGH OR BANK REVOLVING OR OTHER BANKING ACCOUNTS.
Open Trades
 
Creditor Name Date
Reported		 Date
Opened		 High
Credit		 Balance
Owning		 Terms Currant
Status		 Historical Status   Past Due
Account Number DLA Credit
Limit		 Acct.
Type		 ECOA Time Past Due Last Past
Due
#Mo 30 60 90
                       
AMEX 07/07 02/99 0 0   CURR 48 0 0 0 0
051670697911320831 01/05   6200   REV I       TU-1  
Acct Closed by Consumer                      
CREDIT CARD                      
                       
CAP ONE 10/11 08/97 15155 0              
430572707457 05/05   15500   REV CURR 48 0 0 0 0
Acct Closed by Consumer           I       TU-1  
CREDIT CARD                      
                       
CHASE 08/02 04/99   2751 0 CURR 29 0 0 0 0
1000200598909898 06/08       INST I 1     TU-1  
Loan Term 60M                      
Purchased by Another Lender                      
AUTO LOAN                      
                       
CHASE 05/05 12/02 5547 0   CURR 29 0 0 0  
426685104124 01/08   1250   REV I        TU-1  
Acct Closed by Consumer                     0
CREDIT CARD                      
                       
CHASE 08/08 02/02 80 0   CURR 03 0 0 0 0
512257101335 06/08   7000   REV I        TU-1  
Acct Closed by Consumer                      
CREDIT CARD                      
                       
CITI 06/03 02/02   0   CURR 14 0 0 0 0
54241801*188 03/03   5000   REV I          
Acct Closed by Consumer                      
CREDIT CARD                      
                       
                       
Closed Trades
 
Creditor Name Date
Reported		 Date
Opened		 High
Credit		 Balance
Owning		 Terms Currant
Status		 Historical Status   Past Due
Account Number DLA Credit
Limit		 Acct.
Type		 ECOA Time Past Due Last Past
Due
#Mo 30 60 90
                       
GECRB/SAMS 09/05 01/01 899 0   CURR 48 0 0 0 0
771410005991 09/05 8 3300   REV I       TU-I  
Account Closed Due to Transfer                      
CHARGE ACCOUNT                      
                       
GECRB/SAMSDC 10/11 08/05 1056 0     48 0 0 0 0
301136112911 05/09   5000   REV CURR       TU-I  
Account Closed by Customer           I          
CHARGE ACCOUNT                      
                       
GMAC 08/08 7/04 3184 0   CURR 47 0 0 0 0
103905265987 06/08       INST I       TU-I  
LONG TERM 48 M                      
AUTO LEASE                      
                       
HANNFNCL 10/11 07/08 11661 0   CURR 38 0 0 0 0
26619324411 09/11       INST C       TU-I  
Long Term 39M                      
                       
NEWPORT NEWS 04/03 03/94 685 0   CURR 47 0 0 0 0
81094 03/03   7200   INST I       TU-I  
Account Closed by Customer                      
CHARGE ACCOUNT                      
                       
NTL CITY MTG 04/03 06/01 269500 0   CURR 21 0 0 0 0
4330289475 03/03       MTG C       TU-I  
Loan Term 360MM                      
CLOSED                      
Conventional Real Estate Loan                      
                       
SST/CIGGGICO 03/04 04/99 10240 0   CURR 23 0 0 0 0
6916313 03/04       INS 1       TU-I  
Loan Term 20M                      
CLOSED                      
AUTO LOAN                      
                       
WELLS FARGO 02/11 03/08 0 0   CURR 33 0 0 0 0
43124393167     5000   REV 1       TU-I  
Account Closed by Customer                      
CREDIT CARD                      
                       
WELLS FARGO 10/11 06/11 0 0 REV CURR 03 0 0 0 0
446842030944     5000     1       TU-I  
Account Closed by Customer                      
CREDIT CARD                      
                       
                       
                       
Derogatory Trades
 
Creditor Name Date
Reported		 Date
Opened		 High
Credit		 Balance
Owning		 Terms Currant
Status		 Historical Status   Past Due
Account Number DLA Credit
Limit		 Acct.
Type		 ECOA Time Past Due Last Past
Due
#Mo 30 60 90
                       
WFNNE 04/11 10/07 459   0 CURR 43 0 0 0 0
1707 03/11   100 REV   I          
Late Dates: 30 Slow-12/20/1                      
                       
Collection Inplaintextation
NO COLLECTION EXISTS IN THIS SECTION
 
Public Record Inplaintextation
SEE MAIN REPORT
 
Applicant Co-Applicant
Employer: I WIND
Position Held:
Star/Stop Dates:
Income:
Verified By/Date		 Employer: I WIND
Position Held:
Star/Stop Dates:
Income:
Verified By/Date
 
Additional Address Inplaintextation
Current Address
123 OAK STREET, ALABAMA 12345
Former Addresses
456 ELM STREET, ALABAMA 12345
 
Inquiries
PLATINUM CR
 
Creditor Inplaintextation
Company Phone Address City, State, Zip
GEMB/SAMS CLUB 800 967=1398 PO BOX 98416 El Paso TX
PLATINUM CR 866 220=0254 100 BROAD HOLLOW RD FARMINGDALE NY 11735
       
 
Sources of Inplaintextation
File Segment File Holder Name Social Security # Address DOB
TY-1 SMITH, JOSEPH WALKER 123-456-7890 123 C STREET, BIG CITY, STATE ZIP 12345  
         
 
The Following AKA's Were Reported
Name SSN DOB
Smith, Joey 123-45-6789 01/01/1959
 
Profile Summary
 Credit History Summary Derogatory Summary
  Count Available Credit Balance Payments Past Due   Count
Mortgage 2 $0 $0 $0 $0 Charge Offs: 0
Auto 4 $0 $0 $0 $0 Disputes: 0
Education 0 $0 $0 $0 $0 Collections: 0
Installment 0 $0 $0 $0 $0 Incl. in Bankruptcy 0
Open 0 $0 $0 $0 $0 Late 30 Days 1
Revolving 13 $108760 $3840 $0 $0 Late 60 Days 0
Other 0 $0 $0 $0 $0 Public Records 0
Total 21 $108760 $82 $0 $0 Inquiries* 1
Secured Debt: $0            
Unsecured Debt: $3840            
 
Bureau Address
Name Address
TransUnion 2 Baldwin Place, PO Box 1000, Chester Pa 19020